The Trust Stack
Five layers. One decision.
Each layer of the stack answers a different question. None of them, alone, tells the whole story — together, they do.
Identity
Confirms who someone is.
Credit
Explains how financial obligations are managed.
Fraud Detection
Flags suspicious patterns and synthetic identity.
Risk Intelligence
Aggregates financial, legal and compliance risk signals.
Reputation Intelligence
Preserves verified, evidence-based behavioral history over time.
Why identity matters
Identity verification confirms someone is who they claim to be.
Before anything else can be trusted — a hire, a lease, a transaction — the person or business on the other side needs to be a verified, real identity. This is the foundation every other layer of the trust stack builds on.
Persona is used here only as an example of a modern identity verification platform — not an endorsement or partnership. RRSource is designed to integrate with leading identity verification providers, and is currently exploring integration with Persona.
Example verification profile, provided for illustration only — not sourced from any real identity verification platform.
Identity answers WHO.
Reputation answers HOW.
Once identity has been established, interactions begin — and every interaction is a new opportunity to behave well, or not.
This is where Reputation Records begin.
The illustrated journey
From a verified identity to enterprise intelligence.
Identity Verified
Person Hired
Interactions
Evidence
Witnesses
Resolution
Behavioural History
Reputation Record
RRSource
Enterprise Intelligence
Why multiple layers matter
Five questions. Five answers. One decision.
Captures verified, evidence-based behavior over time — the layer the other four were never built to provide.
Together they produce stronger decisions.
Enterprise benefits
Reputation Records complement the systems already in place.
Not a replacement for existing enterprise infrastructure — an additional layer of signal, wherever trust decisions already happen.
Hiring
Complements background checks with an ongoing behavioral record.
Procurement
Vendor history adds context that credit terms and certifications don't capture.
Insurance
Behavioral history sits alongside underwriting data, not in place of it.
Housing
Landlords and tenants get a record that outlasts any single lease.
Government
Public-sector vetting gains an evidence-based layer beyond records checks.
Compliance
Ongoing conduct monitoring complements point-in-time reviews.
Universities
Admissions and partnerships see conduct, not just credentials.
Construction
Contractor reliability becomes visible before a project breaks ground.
Supply Chains
Partner behavior is tracked across a relationship, not just at onboarding.
Future integrations
Designed to integrate with leading providers across the stack.
Identity
Persona
Exploring integrationCredit
Future Integrations
Coming soonRisk Intelligence
Future Integrations
Coming soonFraud Prevention
Future Integrations
Coming soonReputation Intelligence
RRSource
Live todayThe trust stack
The future of trust isn't one platform.
It's an ecosystem.
RRSource exists to become the Reputation Intelligence layer within that ecosystem — working alongside identity, credit, fraud and risk, not in place of them.
“Reputation Records sound unnecessary… until you need one.”